Genuinely free invoicing and accounting for US/Canada freelancers and very small businesses.
Last reviewed Jul 15, 2026 · Pricing verified Jul 15, 2026
DEV-TOP · horizontalOur take
The best free option for US/Canada freelancers and very small businesses who want real accounting, not just invoicing — but you'll likely outgrow it.
Choose this if...
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This is a direct link to Wave— we don't currently earn anything from it.
Verified Jul 15, 2026 against Wave's own pricing page.
| Plan | Monthly | Annual | Key limits |
|---|---|---|---|
| Starter | Free | Free | Manual bookkeeping and invoicing |
| Pro | 19 USD/mo | 190 USD/yr | Automatic bank feeds, OCR receipt scanning, unlimited collaborators |
Starter is free forever for manual bookkeeping and invoicing — not a trial. Pro ($19/mo or $190/yr) adds automatic bank feeds and receipt scanning. Payroll is a separate paid add-on.
DEV-MID · rectangleUS and Canada only — not available or localized for other regions.
Not ready for Wave? Start with our free tools — come back when you outgrow them.
Pick this instead if: US small businesses that work with an outside bookkeeper/accountant
Pick this instead if: Small teams that need multiple people in the books without per-user fees
Pick this instead if: Freelancers and consultants who bill by time or project
Pick this instead if: Anyone sending occasional invoices who wants zero setup and instant online payment
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