Bill.com

Name: Bill.com
Price: 45.00 USD

Accounts payable and receivable automation with approval workflows, layered on your existing books.

Small businessMedium businessEnterpriseNorth America

Last reviewed Jul 15, 2026 · Pricing verified Jul 15, 2026

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Our take

Best as an accounts-payable/receivable layer on top of QuickBooks/Xero/Sage for businesses that need approval workflows around who pays what — not a replacement for your accounting software.

Choose this if...

Small-to-mid businesses with multiple people approving vendor payments

Look elsewhere if...

You're a solo freelancer or very small business — this is built for approval workflows you don't need yet
You're outside the US and need non-ACH payment rails

Visit Bill.com

This is a direct link to Bill.com— we don't currently earn anything from it.

Pricing

Verified Jul 15, 2026 against Bill.com's own pricing page.

Plan	Monthly	Annual	Key limits
Essentials	45 USD/mo	—	Per user
Team	55 USD/mo	—	Per user
Corporate	89 USD/mo	—	Per user; distinguishes full vs. approver-only users
Enterprise	—	—	Custom quote for multi-entity/complex organizations

Free tier reality

There's no permanent free plan. No free tier for core AP/AR automation (BILL Spend & Expense, a separate product, is free). Beyond the per-user subscription, ACH runs ~$0.49-0.59/payment, checks ~$1.99, card payments ~2.9%.

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Pros

Strong approval-workflow automation for teams paying many vendors
Syncs with the accounting system you already use rather than replacing it
Scales into enterprise-grade AP/AR needs

Cons

Per-user pricing gets expensive fast for small teams
Overkill if you just need to send invoices, not manage vendor bill approvals
US-centric payment rails (ACH/checks)

Key features

Accounts payable and receivable automation
Approval workflows
ACH and check payments
Vendor and bill management
Syncs with QuickBooks/Xero/Sage/NetSuite

Integrations

VERIFY

Platforms

web
ios
android

Regional fit

US-focused; built around ACH and US banking rails, limited international payment support — VERIFY current international coverage.

North America

Best for

Agencies Consulting Retail Nonprofits Real Estate Small business Medium business Enterprise

Try free first

Not ready for Bill.com? Start with our free tools — come back when you outgrow them.

Alternatives

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Bill.com FAQ

Questions about this tool

Is Bill.com free?

No — Bill.com doesn't have a permanent free plan. No free tier for core AP/AR automation (BILL Spend & Expense, a separate product, is free). Beyond the per-user subscription, ACH runs ~$0.49-0.59/payment, checks ~$1.99, card payments ~2.9%.

How much does Bill.com cost?

From 45 USD/mo. We verify pricing directly against Bill.com's own pricing page — see the pricing table above for the full breakdown of plans, and check the verified date before making a decision, since software pricing changes often.

Who is Bill.com best for?

Small-to-mid businesses with multiple people approving vendor payments

Who should avoid Bill.com?

You're a solo freelancer or very small business — this is built for approval workflows you don't need yet You're outside the US and need non-ACH payment rails

Does Bill.com work well outside the US?

US-focused; built around ACH and US banking rails, limited international payment support — VERIFY current international coverage.

What are the best alternatives to Bill.com?

Worth comparing: QuickBooks Online, Xero, FreshBooks, Wave. See the Alternatives section above for why you might pick one of these instead.

Plan

Monthly

Annual

Key limits

Essentials

45 USD/mo

—

Per user

Team

55 USD/mo

—

Per user

Corporate

89 USD/mo

—

Per user; distinguishes full vs. approver-only users

Enterprise

—

Custom quote for multi-entity/complex organizations