HR & Payroll Software
OnPay
One simple, transparent payroll plan for US small businesses — no tier-shopping required.
Solo / FreelancerSmall businessMedium businessNorth America
Last reviewed Jul 16, 2026 · Pricing verified Jul 16, 2026
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DEV-TOP · horizontalOur take
Best for US small businesses that want simple, transparent, single-plan payroll pricing without shopping between tiers — a strong Gusto alternative, especially for niche industries like farm and clergy payroll.
Choose this if...
- US small businesses wanting one simple, transparent payroll plan
- Niche industries (nonprofits, farms, restaurants) needing specialized payroll handling
Look elsewhere if...
- You need built-in benefits administration or PEO-level services
- You're outside the US
Visit OnPay
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Pricing
Verified Jul 16, 2026 against OnPay's own pricing page.
| Plan | Monthly | Annual | Key limits |
|---|---|---|---|
| OnPay Payroll | 49 USD/mo | — | $49/mo base + $6/employee/mo — full-service payroll, all 50 states |
| HR add-on | 15 USD/mo | — | $15/mo base + $2/employee/mo — added HR tools on top of payroll |
Free tier reality
There's no permanent free plan. No free tier, but the first month is offered free as a standing promotional offer. Single flat-rate plan (no tiers to shop) covers all payroll features including W-2s/1099s and multi-state filing; HR features are a separate add-on.
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DEV-MID · rectanglePros
- Single transparent plan — no confusing tier-shopping
- Strong support reputation for a budget-friendly price point
- All-50-states filing included in the base price
Cons
- US-only
- Fewer built-in benefits/PEO options than Justworks or Gusto Premium
- Smaller brand recognition than Gusto or ADP
Key features
- Full-service payroll, all 50 states
- W-2/1099 and year-end filings included
- Unlimited pay runs
- HR add-on (onboarding, PTO policies, org chart)
- No implementation fees
Integrations
- VERIFY
Platforms
- web
- ios
- android
Regional fit
US-only, but supports payroll in all 50 states including niche industries (farm, clergy, restaurant) — VERIFY current state/industry coverage nuances.
- North America
Best for
Try free first
Not ready for OnPay? Start with our free tools — come back when you outgrow them.
Alternatives
Gusto
Pick this instead if: US small businesses running payroll in one or a few states
BambooHR
Pick this instead if: Small-to-midsize businesses wanting a single system of record for HR
Deel
Pick this instead if: Companies hiring contractors or employees across multiple countries
Remote
Pick this instead if: Companies hiring internationally that already have (or plan to set up) local entities and just need payroll run
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OnPay FAQ
Questions about this tool
Is OnPay free?
No — OnPay doesn't have a permanent free plan. No free tier, but the first month is offered free as a standing promotional offer. Single flat-rate plan (no tiers to shop) covers all payroll features including W-2s/1099s and multi-state filing; HR features are a separate add-on.
How much does OnPay cost?
From 49 USD/mo. We verify pricing directly against OnPay's own pricing page — see the pricing table above for the full breakdown of plans, and check the verified date before making a decision, since software pricing changes often.
Who is OnPay best for?
US small businesses wanting one simple, transparent payroll plan Niche industries (nonprofits, farms, restaurants) needing specialized payroll handling
Who should avoid OnPay?
You need built-in benefits administration or PEO-level services You're outside the US
Does OnPay work well outside the US?
US-only, but supports payroll in all 50 states including niche industries (farm, clergy, restaurant) — VERIFY current state/industry coverage nuances.
What are the best alternatives to OnPay?
Worth comparing: Gusto, BambooHR, Deel, Remote. See the Alternatives section above for why you might pick one of these instead.