Restaurant-specific POS with a $0/mo software tier offset by higher processing rates.
Last reviewed Jul 17, 2026 · Pricing verified Jul 17, 2026
DEV-TOP · horizontalOur take
Best for restaurants that want deep, purpose-built restaurant features (KDS, online ordering, payroll) rather than a generic retail POS adapted for food service — the '$0/mo' framing hides real hardware and processing costs that dominate the actual monthly bill.
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Verified Jul 17, 2026 against Toast's own pricing page.
| Plan | Monthly | Annual | Key limits |
|---|---|---|---|
| Starter Kit | Free | — | $0/mo software fee; processing at ~3.09% + 15¢ in-person, ~3.50% + 15¢ online; hardware and onboarding billed separately |
| Point of Sale / Build Your Own (custom quote) | — | — | Quoted per terminal — a monthly software subscription in exchange for lower processing rates than the Starter Kit; exact figures require a sales quote |
The Starter Kit plan carries no monthly software fee, but that's offset by the highest processing rates Toast offers (~3.09%+15¢ in-person, ~3.50%+15¢ online). Most established restaurants instead choose a custom-quoted subscription plan with lower processing rates, and Toast requires purchasing or financing terminal hardware regardless of which plan you pick — hardware/onboarding costs are never included in the '$0/mo' figure.
DEV-MID · rectanglePrimarily US and Canada, with UK and Ireland availability — VERIFY current full country list.
Not ready for Toast? Start with our free tools — come back when you outgrow them.
Pick this instead if: New and growing D2C brands that want the largest app/theme ecosystem and least platform risk
Pick this instead if: Small retailers and food businesses wanting an all-in-one POS + payments + hardware bundle
Pick this instead if: Existing WordPress sites that want to add a store without switching platforms
Pick this instead if: Small businesses and freelancers building their first store without hiring a developer
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